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Law Offices of Thomas Seville Rice

Representing Debtors in Consumer Bankruptcy for Over 25 Years

Admitted to the Florida Bar and the South Carolina Bar as an Associate

Phone: (407) 230-1316

For a limited time, Chapter 7s start at $999, which includes the $299 filing fee.

FREE CONSULTATION

Why is the initial consultation free?

For over 25 years, I have believed that everyone should have access to a lawyer.  I provide a free brief consultation over the phone or in person to any person seeking legal advice about bankruptcy or any other subject.  My education, bar memberships, and the types of cases that I have handled and that I prefer are listed under About Us. Feel free to call (407) 230-1316 today if you have questions.

This page may contain valuable information if you are deciding whether bankruptcy in Orlando, Florida is for you.

Fresh Start

The principal purpose of the Bankruptcy Code is to grant a “fresh start” to the “honest but unfortunate debtor”.  . . .  Both Chapter 7 and Chapter 13 of the Code permit an insolvent individual to discharge certain debts toward that end.  Chapter  7 authorizes a discharge of prepetition debts following the liquidation of the debtor’s assets by a bankruptcy trustee, who then distributes the proceeds to creditors.  Chapter 13 authorizes an individual with regular income to obtain a discharge after the successful completion of a payment plan approved by the bankruptcy court.  . . . Marrama v. Citizens Bank of Mass., 547 U.S. 365 (2007).

The Bankruptcy Code gives you a “fresh start”.  I offer an initial consultation at no charge and valuable written information without obligation about bankruptcy in Orlando, Florida.  At the initial consultation, I may download your credit report, with your permission, or you may bring your credit report(s) from the big three credit reporting agencies and  avoid the expense of downloading it from my provider Suite Solutions.  For more information, click on the radio button “Bankruptcy” on my Home page and “Frequently Asked Questions” on the drop down menu.  Then read the answer to to Question 2 “How may I obtain a copy of my credit report(s)?”  We will decide whether bankruptcy is for you and which chapter of the Bankruptcy Code is better.  Don’t delay.  Make an appointment with me today.  It’s completely free!

Filing Fees & Attorney’s Fees

The filing fee for a Chapter 7 is $299. The filing fee for a Chapter 13 is $274. These fees are charged by the Bankruptcy Court.  Chapter 7 attorney’s fees start at $700, and Chapter 13 attorney’s fees start at $1,500.

Directions

If you are traveling north from Winter Park on S.R. 436, Winter Woods Boulevard is 1.3 miles north of the intersection of S.R. 436 and Aloma Avenue. If you are traveling south from Casselberry on S.R. 436, Winter Woods Boulevard is 3.5 miles from the intersection of S.R. 436 and U.S. 17-92. Look for the Sunoco gas station and convenience store on the right side of Winter Woods Boulevard.

Debt Relief Agency & Hiring of a Lawyer

I am a debt relief agency. I help people file for bankruptcy relief under the United States Bankruptcy Code. The hiring of a lawyer is an important decision that should not be based solely on advertising. Before you decide to hire a lawyer, ask that lawyer for written information about that lawyer’s qualifications and experience.

Information on this website does not constitute legal advice

The information contained on this website is not intended to create, and receipt or viewing of this information does not create, an attorney-client relationship.  The information contained on this website is for general informational purposes only.  Nothing contained on this home page or associated pages, answers to frequently asked questions, or other communications through, or as a result of, this website should be construed as the rendition of legal advice in reference to any individual case, problem or situation until I establish an attorney-client relationship with you.

Office Address & Telephone

Serving Orange County and Seminole County
Main Office Seminole County, Florida
2242 Winter Woods Boulevard
Winter Park, Florida 32792
407-230-1316